Long Term Care

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If you think long-term care insurance is solely for the terminally and frequently sick, think again. Long-term care insurance is for individuals who are unable to perform the simplest activities of daily living, or ADLs. These ADLs include dressing, walking, moving about, bathing, and even eating. How long a term is long-term? In some instances, it may not be that long at all. It may be anywhere from a few weeks to a few months and may be required for a variety of causes, such as recovery from surgery, accident, or an illness. The articles in this section cover a wide range of topics relating to long-term insurance from terms of coverage, eligibility policies, types of plan, and the like.
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Long Term Care Insurance – Avoid ForeclosurePosted by Bob Guarino. Published on Oct 21, 2009 We are hearing a lot on the news about the housing crisis, and continue reading numerous articles about the subject in the newspaper. Throughout the country, the property values are dropping. The whole sub-prime mortgage mess is one serious matter, but why don't people discuss those that lose housing due to unforeseen medical reasons? A True StoryPosted by David Ion. Published on Oct 06, 2009 Do you want to retire and not worry about spending your nest egg? If so Long Term Care Insurance is worth looking into. Long Term Care Insurance – Understanding The Four Basic ComponentsPosted by Brian Saben. Published on Aug 29, 2009 You've done your research and have decided that long term care insurance is right for you. The next step is to become familiar with the basic structural components of a long term care insurance policy. This article discusses the four main building blocks of a long term care insurance policy: daily benefit amount, benefit period, elimination period and inflation protection. What Is A Long Term Care Insurance Partnership Qualified Policy? How Is New York's Unique?Posted by Aaron Skloff. Published on Aug 17, 2009 The Partnership Program is based on the Robert Wood Johnson Foundation program called the Program to Promote Long Term Care Insurance for the Elderly, initiated in 1987. Today, a Partnership Program is a "partnership" between a state, an insurance company and state residents who buy long term care Partnership policies. With a Partnership Qualified policy you can apply for Medicaid with 'asset disregard'. Peace Of Mind PlanningPosted by Sandra Strauss. Published on Aug 06, 2009 With long-term care costs soaring, preparing for the unexpected before care is required is vital. Long-term care insurance provides peace of mind in an uncertain world. Without it, the consequences can be devastating for the health, finances and well-being of loved ones and their families. The author chronicles a disability expert, her husband, who himself was stricken at the age of 59 with cognitive impairment and his need for long-term care. Her story relates the need of planning for the unimaginable, and considers long-term care insurance as the best investment they ever made. Long Term Care Insurance Costs – Find Low Cost Long Term Care Insurance TodayPosted by Charles Gordon. Published on Jul 20, 2009 If you are looking to find low cost long term care insurance, you came to the right place. Here I will explain to you how to find the lowest rates for long term care insurance. What's The Best Age To Buy Long Term Care Insurance?Posted by Charles Gordon. Published on Jul 13, 2009 I know that many American men and women are wondering that what is the best age to buy long term care insurance. Here we will take a look at what are the costs for this type of insurance policy and hopefully it will help you to find out that what is the best age for you to buy long term care insurance. Comparing The Federal Long Term Care Insurance PlanPosted by Brian T Harris. Published on Jul 10, 2009 I commend anyone for looking into this important coverage however, because of the numerous differences between the Federal Plan and individual LTC plans, I would not recommend the Fed policy to anyone that is healthy enough to qualify with an individual policy. The Fed Plan only makes sense for those people in poor health that do not have the option of applying with an individual plan. Long Term Care Insurance – An OverviewPosted by Jitesh Arora. Published on May 12, 2009 The advancement in science and technology has seen an increase in the life span of people. People tend to live longer compared to yesteryear's and studies show that more than 5 million people needs long term care in their life time. Long term care insurance is not chosen by people since it is expensive. But a tension free and comfortable life in future is guaranteed with the insurance. Agents are available online to help you in choosing the right policy with the right coverage and price. It is better to spend a little amount now and to be comfortable at your old age. Best Long Term Care Insurance ProvidersPosted by Charles Gordon. Published on May 01, 2009 There are so many insurance companies in United States that finding the best long term care insurance provider is not an easy task if you do not know what you are doing. Here I will give information that will help you to find the company that will provide you the best LTC insurance plan that you could ever wish for. Go to page:
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